Month: March 2024

The 3 Phases of Retirement, Part 1: The Accumulation Phase with Matt Byars (Ep. 11)

The 3 Phases of Retirement, Part 1: The Accumulation Phase with Matt Byars (Ep. 11)

If you are a veterinarian in your 20’s or 30’s, retirement may be far away.

But planning for it shouldn’t be.

Join Marcia Miller and Matt Byars in a compelling episode focusing on the crucial accumulation phase of retirement planning for those who want to feel confident about their financial future. Together, they emphasize creating a strong financial foundation through emergency funds, debt management, and smart investment strategies. By understanding your options and assessing your goals, you can make informed decisions that propel you toward financial success and fulfillment.

Marcia & Matt discuss: 

  • Building Your Safety Net: Learn strategies for establishing and growing your emergency fund.
  • Managing Debt Effectively: Gain insights into effective techniques for managing debt and taking control of your financial future.
  • Optimizing Retirement Planning: Discover how to make the most of retirement savings options like 401k or Roth accounts to secure your financial independence.
  • Unlocking Wealth through Early Investing: Explore the impact of early investing on long-term wealth accumulation.
  • And more

 

Resources:

Connect with Marcia Miller: 

Connect with Matt Byars: 

 

About our Guest:

Matt Byars is a seasoned wealth management professional currently working at RFG Advisory whose journey began with a Finance major at UAB, followed by an MBA at Clemson University. He honed his skills on the institutional side of asset management for the London Stock Exchange in Charlotte and New York City. Five years later, he realized the missing piece was a connection to community and family, prompting a return to Birmingham.

Now, in collaboration with Marcia, Matt is committed to serving clients in wealth management. Their work over the past few years has been exceptionally rewarding, making a positive impact on clients’ lives. Matt’s expertise, coupled with a genuine dedication to building connections, reflects his commitment to fostering meaningful community relationships.

The Power of 401(k) Plans for Veterinary Practice Owners with Paul Villanueva (Ep.10)

The Power of 401(k) Plans for Veterinary Practice Owners with Paul Villanueva (Ep.10)

Veterinary practice owners are incredibly busy. The thought of setting up a 401(k) plan is overwhelming and likely low on the ever-growing list of priorities.

In this episode, Marcia Miller sits down with Paul Villanueva, a retirement plan professional, to explore the importance of 401(k) plans for veterinary practice owners. They discuss the evolution of 401(k) plans, the benefits for both employers and employees, as well as the flexibility and simplicity offered by modern 401(k) solutions, specifically provided by Human Interest. The conversation highlights the significance of early retirement planning, the impact on attracting and retaining talent in veterinary practices, and the advantages of Roth options within 401(k) plans. 

Marcia and Paul discuss: 

  • Benefits of 401(k) plans for both employers and employees
  • Modern 401(k) solution options
  • Attracting and retaining talent through employee benefits
  • Comparison of 401(k) plans with IRAs and Simple plans
  • Impact of technology on simplifying and modernizing retirement planning
  • And more

 

Resources:

Connect with Marcia Miller: 

Connect with Paul Villanueva: 

 

About Our Guest: 

Paul Villanueva is currently the Regional Director of the Financial Advisor Channel at Human Interest. He is a highly experienced Director of Partnerships with 25+ years in the financial services industry. A University of Houston graduate, he excels in Securities, Asset Management, Retirement Planning, Mutual Funds, and Management. Paul’s strategic insights and business development prowess have consistently driven success in his dynamic career.