Tag: #401(k)

The 3 Phases of Retirement, Part 1: The Accumulation Phase with Matt Byars (Ep. 11)

The 3 Phases of Retirement, Part 1: The Accumulation Phase with Matt Byars (Ep. 11)

If you are a veterinarian in your 20’s or 30’s, retirement may be far away.

But planning for it shouldn’t be.

Join Marcia Miller and Matt Byars in a compelling episode focusing on the crucial accumulation phase of retirement planning for those who want to feel confident about their financial future. Together, they emphasize creating a strong financial foundation through emergency funds, debt management, and smart investment strategies. By understanding your options and assessing your goals, you can make informed decisions that propel you toward financial success and fulfillment.

Marcia & Matt discuss: 

  • Building Your Safety Net: Learn strategies for establishing and growing your emergency fund.
  • Managing Debt Effectively: Gain insights into effective techniques for managing debt and taking control of your financial future.
  • Optimizing Retirement Planning: Discover how to make the most of retirement savings options like 401k or Roth accounts to secure your financial independence.
  • Unlocking Wealth through Early Investing: Explore the impact of early investing on long-term wealth accumulation.
  • And more

 

Resources:

Connect with Marcia Miller: 

Connect with Matt Byars: 

 

About our Guest:

Matt Byars is a seasoned wealth management professional currently working at RFG Advisory whose journey began with a Finance major at UAB, followed by an MBA at Clemson University. He honed his skills on the institutional side of asset management for the London Stock Exchange in Charlotte and New York City. Five years later, he realized the missing piece was a connection to community and family, prompting a return to Birmingham.

Now, in collaboration with Marcia, Matt is committed to serving clients in wealth management. Their work over the past few years has been exceptionally rewarding, making a positive impact on clients’ lives. Matt’s expertise, coupled with a genuine dedication to building connections, reflects his commitment to fostering meaningful community relationships.

Vet Your Finances With Marcia Miller (Ep. 1)

Vet Your Finances With Marcia Miller (Ep. 1)

Is your financial plan tailored to your unique needs and life stage?

Planning your financial future isn’t just about numbers; it’s about living your best life. Financial advisor Marcia Miller talks candidly about her career journey, her specialization in advising veterinarians, and the wisdom she’s accumulated over 25 years in the industry.

In her inaugural episode of Making Hay, Marcia dives into:

  • Why veterinarians resonate with her due to their “servant’s heart”
  • Actionable steps for young and near-retirement professionals to make the most of their finances
  • The necessity of a holistic financial planning approach, including collaboration with CPAs and attorneys
  • The essence of her mantra “don’t quit,” and its role in finance and life
  • And much more!

Resources:

Connect with Marcia Miller: