Tag: Caregiving Responsibilities

How Long-Term Care Insurance Can Help Safeguard Your Future with Alecia Barnette (Ep. 17)

How Long-Term Care Insurance Can Help Safeguard Your Future with Alecia Barnette (Ep. 17)

Are you prepared for the potential need for long-term care?

Listen in as Marcia Miller sits with special guest Alicia Barnett, a certified specialist in long-term care as they discuss essential aspects of long-term care insurance. This episode covers different types of insurance, common misconceptions, and the importance of integrating these plans into your financial strategy. Learn how early planning and the right choices can ensure financial stability and family harmony when long-term care is needed.

Key Highlights:

  • Exploring Insurance Options: Discover the pros and cons of traditional vs. asset-based long-term care policies
  • Overcoming Challenges: Learn why older traditional policies might still be your best bet
  • Professional Advice: Find out why keeping your current policy could save you in the long run
  • Dispelling Misconceptions: Uncover the hidden costs of self-insuring and how to protect your family
  • Planning Ahead: See why integrating long-term care into your financial plan is essential
  • Tax Benefits: Explore how long-term care insurance can save you money on taxes
  • Timing is Key: Discover why buying long-term care insurance young is a smart move
  • Simplifying Underwriting: Find out which type of policy has the most flexible underwriting
  • And much more!

 

Resources:

Connect with Marcia Miller: 

Connect with Alecia Barnette: 

 

About Our Guest: 

An Appalachian State and Gardner-Webb alumna, Alecia is a national speaker with over 20 years of care planning experience, highlighted by her Certification for Long-Term Care (CLTC).

Alecia began working as the Health Marketing Director at The Insurance Center in Charlotte, NC in 1995. Three years later, The Insurance Center and Financial Independence Group, Inc. merged; overseeing the entire transition and bringing our health insurance business to unprecedented heights. Now the Senior Vice President in the Care Planning department, Alecia’s 20+ years of experience is evident to advisors across the country.

Specializing in providing asset-based LTC case designs to highly successful advisors, Alecia’s main purpose is to assist advisors in protecting their clients and their client’s families from the physical and emotional consequences of unexpected care needs.

Alecia’s use of holistic approaches and strong ethics – along with her desire to grow and solid commitment – make her an invaluable asset to any financial advisor seeking care planning assistance.