Tag: Estate Planning
The 3 Phases of Retirement, Part 3: The Retirement Phase with Matt Byars (Ep.13)

The 3 Phases of Retirement, Part 3: The Retirement Phase with Matt Byars (Ep.13)

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Don’t think of retirement as just a destination, but as the next exciting chapter of your life!

In this final installment of the 3 part series, the 3 Phases of Retirement, Marcia Miller and Matt Byars focus on the pivotal moment when one retires. Their conversation unwraps the layers of financial stability and fulfillment in retirement, offering insights and strategies curated for those standing at the brink of this significant life transition or already embracing it. Unpack the essence of comprehensive planning, income sources, and the often overlooked facets of estate and legacy planning, all tailored to help you live your best life post-work.

Marcia and Matt discuss: 

  • Navigating your finances in retirement from planning, to accumulation, to distribution.
  • Potential income sources in retirement, such as social security and the sale of a practice
  • The vital role of tax-efficient income streams and the impact of sequence of returns on your retirement savings
  • Estate and Legacy Planning: So your wealth serves your intended purpose beyond your lifetime
  • And more

 

Resources:

Connect with Marcia Miller: 

Connect with Matt Byars: 

 

About Our Guest: 

Matt Byars is a seasoned wealth management professional currently working at RFG Advisory whose journey began with a Finance major at UAB, followed by an MBA at Clemson University. He honed his skills on the institutional asset management side for the London Stock Exchange in Charlotte and New York City. Five years later, he realized the missing piece was a connection to community and family, prompting a return to Birmingham.

Now, in collaboration with Marcia, Matt is committed to serving clients in wealth management. Their work over the past few years has been exceptionally rewarding, making a positive impact on clients’ lives. Matt’s expertise, coupled with a genuine dedication to building connections, reflects his commitment to fostering meaningful community relationships.

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From Pet Care to Financial Planning With Marcia Miller (Ep. 3)

From Pet Care to Financial Planning With Marcia Miller (Ep. 3)

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Ever wondered how veterinary care intertwines with the intricacies of personal finance? 

In this captivating new episode, Marcia Miller, a seasoned financial advisor with over 25 years in financial services, opens the door to her dynamic team at RFG Advisory. The podcast is dedicated to the financial nuance of veterinarians, steered by Marcia’s enchanting blend of southern charm and a heart dedicated to service.

Don’t Miss Out On:

  • Introductions of team members Jennifer Lawrence and Matthew Byars 
  • The dance between Marcia’s rich experience and Matt’s innovative insights
  • The team’s client-centric three-step appointment process:
    • Get to Know You Meeting: A relaxed initial interaction without the burden of financial paperwork
    • Triage Meeting: A deep dive into the client’s financial aspirations and risk preferences
    • Diagnosis and Prescription Meeting: Crafting a bespoke financial strategy that mirrors a veterinarian’s care process
  • A sneak peek into the latest financial trends and explore how evaluations and smart tax planning can help shape your legacy
  • The importance of holistic financial planning 
  • And much more!

 

Resources:

Connect with Marcia Miller: 

Connect with Matthew Byars: 

Connect with Jennifer Lawrence: 

 

About Matthew Byars: 

Matthew’s road to wealth management started in college, when he was majoring in Finance at UAB. There, he found his passion for the technical side of business, asset management, and the many other aspects of finance. From there, he knew that he wanted to pursue a career building value through the skills that I had developed in my studies, so he decided to go to business school at Clemson.

After earning his MBA, Matthew was fortunate to pursue an opportunity to realize one of his dreams to work on the institutional side of asset management for the London Stock Exchange in both Charlotte and New York City. After spending 5 years working in that field, he realized that there was something missing.

Matthew  decided to move back to Birmingham and pursue a career in wealth management and  was lucky enough to connect with Marcia. They work as a team. Marcia has been serving clients for over 25 years and Matthew brings institutional experience that gives clients insight and access to some of the technical skills that traditionally only corporations have had access to, really helping them to bring a holistic experience to their clients.

Outside of the office, Matthew’s main priority is spending time with his wife Amanda and their golden, Charlotte. In his free time, Matthew likes to go golfing and spend time with his friends and family at the lake.

 

About Jennifer Lawrence: 

Jennifer, a lifelong resident of the Birmingham, AL area, currently calls Helena, AL home. She shares her life with her loving husband, a furry friend and two charming cats. Her journey began as a bank teller, a role she took on early in her career. However, since 2005, she has found her true calling in the world of asset management.

Jennifer’s professional journey saw her dedicating nearly 12 years to a previous Registered Investment Advisor (RIA) firm before she found her new home at RFG Advisory. Her dedication to her work shines through in her passion for client service. She strives to provide a pleasant experience for her clients, helping them feel supported and cared for..

Jennifer holds an associate degree in paralegal services, an achievement earned through an online college. As for her personal interests, she finds solace in the pages of a good book, cherishes quality time spent with family, enjoys the great outdoors with her dog, and has a wanderlust that leads her to explore new destinations whenever she can. Jennifer’s life is a blend of professional dedication and a deep appreciation for the simple joys of life.

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