Tag: #Financial Advisor
How Long-Term Care Insurance Can Help Safeguard Your Future with Alecia Barnette (Ep. 17)

How Long-Term Care Insurance Can Help Safeguard Your Future with Alecia Barnette (Ep. 17)

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Are you prepared for the potential need for long-term care?

Listen in as Marcia Miller sits with special guest Alicia Barnett, a certified specialist in long-term care as they discuss essential aspects of long-term care insurance. This episode covers different types of insurance, common misconceptions, and the importance of integrating these plans into your financial strategy. Learn how early planning and the right choices can ensure financial stability and family harmony when long-term care is needed.

Key Highlights:

  • Exploring Insurance Options: Discover the pros and cons of traditional vs. asset-based long-term care policies
  • Overcoming Challenges: Learn why older traditional policies might still be your best bet
  • Professional Advice: Find out why keeping your current policy could save you in the long run
  • Dispelling Misconceptions: Uncover the hidden costs of self-insuring and how to protect your family
  • Planning Ahead: See why integrating long-term care into your financial plan is essential
  • Tax Benefits: Explore how long-term care insurance can save you money on taxes
  • Timing is Key: Discover why buying long-term care insurance young is a smart move
  • Simplifying Underwriting: Find out which type of policy has the most flexible underwriting
  • And much more!

 

Resources:

Connect with Marcia Miller: 

Connect with Alecia Barnette: 

 

About Our Guest: 

An Appalachian State and Gardner-Webb alumna, Alecia is a national speaker with over 20 years of care planning experience, highlighted by her Certification for Long-Term Care (CLTC).

Alecia began working as the Health Marketing Director at The Insurance Center in Charlotte, NC in 1995. Three years later, The Insurance Center and Financial Independence Group, Inc. merged; overseeing the entire transition and bringing our health insurance business to unprecedented heights. Now the Senior Vice President in the Care Planning department, Alecia’s 20+ years of experience is evident to advisors across the country.

Specializing in providing asset-based LTC case designs to highly successful advisors, Alecia’s main purpose is to assist advisors in protecting their clients and their client’s families from the physical and emotional consequences of unexpected care needs.

Alecia’s use of holistic approaches and strong ethics – along with her desire to grow and solid commitment – make her an invaluable asset to any financial advisor seeking care planning assistance.

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How to Choose the Right Financial Advisor for Your Business with Matt Byars (Ep. 16)

How to Choose the Right Financial Advisor for Your Business with Matt Byars (Ep. 16)

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Are you sure you’ve got the right financial advisor to help navigate your veterinary practice’s future?

Join host Marcia Miller along with Matt Byars as they dig into the critical questions you should ask before hiring a financial advisor, and what to expect once you’re in the partnership. Tune in to hear their personal stories from the clinic and beyond, and discover why alignment, transparency, and trust are as crucial in finance as they are in vet med.

Marcia and Matt discuss: 

  • Important details to ask a possible advisor about such as education, experience, and investment philosophy
  • The importance of clarifying the services offered by advisors
  • How to ask about and understand advisor compensation structures
  • Meeting frequency and general communication for maintaining a healthy relationship and financial plan
  • And more

 

Resources:

Connect with Marcia Miller: 

Connect with Matt Byars: 

 

About Our Guest: 

Matt Byars is a seasoned wealth management professional currently working at RFG Advisory whose journey began with a Finance major at UAB, followed by an MBA at Clemson University. He honed his skills on the institutional asset management side for the London Stock Exchange in Charlotte and New York City. Five years later, he realized the missing piece was a connection to community and family, prompting a return to Birmingham.

Now, in collaboration with Marcia, Matt is committed to serving clients in wealth management. Their work over the past few years has been exceptionally rewarding, making a positive impact on clients’ lives. Matt’s expertise, coupled with a genuine dedication to building connections, reflects his commitment to fostering meaningful community relationships.

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Understanding Behavioral Biases in Veterinary Financial Planning With Dr. Jordan A. Hutchison (Ep. 7)

Understanding Behavioral Biases in Veterinary Financial Planning With Dr. Jordan A. Hutchison (Ep. 7)

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Have you ever thought about how your mind affects your money?

The “Making Hay” podcast, hosted by Marcia Miller, provides veterinarians with essential financial guidance tailored to their profession. In today’s discussion, Marcia teams up with Dr. Jordan A. Hutchinson, Vice President of Technology at RFG Advisory, to explore the critical role of investor behavior in financial planning, particularly for veterinarians.

Key Highlights:

  • “Dr. J’s” expertise in financial technology and planning, emphasizing the impact of emotions and biases on financial decisions
  • The DALBAR study’s insights into the ‘behavior gap’ in investment returns due to investor behavior, and the myth of the Fidelity study about frequent trading
  • The importance of understanding behavioral biases like action bias and confirmation bias in financial decision-making
  • The role of financial advisors in helping manage these biases and emotions, enhancing overall financial wellbeing
  • The discussion on the detrimental effects of herd mentality in investing and the benefits of a long-term investment perspective
  • Marcia Miller and Dr. J emphasize a personalized approach to investment that aligns with individual goals and aspirations
  • And much more!

 

Resources:

Connect with Marcia Miller: 

Connect with Dr. Jordan A. Hutchison:

About Dr. Jordan A. Hutchison:

Dr. Jordan A. Hutchison is the Vice President of Technology at RFG Advisory. His executive leadership expertise in WealthTech, human behavior, and financial planning strategy provide him with the ability to help financial professionals live extraordinary lives. He uses his deep understanding of financial advisors, practice management, and the wealth management business cycle to apply the proper needs to run a successful financial planning firm.

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Vet Your Finances With Marcia Miller (Ep. 1)

Vet Your Finances With Marcia Miller (Ep. 1)

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Is your financial plan tailored to your unique needs and life stage?

Planning your financial future isn’t just about numbers; it’s about living your best life. Financial advisor Marcia Miller talks candidly about her career journey, her specialization in advising veterinarians, and the wisdom she’s accumulated over 25 years in the industry.

In her inaugural episode of Making Hay, Marcia dives into:

  • Why veterinarians resonate with her due to their “servant’s heart”
  • Actionable steps for young and near-retirement professionals to make the most of their finances
  • The necessity of a holistic financial planning approach, including collaboration with CPAs and attorneys
  • The essence of her mantra “don’t quit,” and its role in finance and life
  • And much more!

Resources:

Connect with Marcia Miller: 

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